Court rules out mediclaim on obesity surgery
An insurance company cannot be held liable for deficient service when its policy agreement clearly excludes certain physical conditions from the reimbursement of medical expenses, ruled a district consumer court.

A bench of V P Utpat and Kshitija Kulkarni rejected the complaint by a Pune homemaker (name withheld) who alleged that New India Insurance Company wrongfully rejected her claims against expenses incurred on surgery for morbid obesity. The company had resisted the complaint arguing that repudiation of her claim was based on a specific clause in the policy agreement that excluded morbid obesity from the reimbursement list....