There is a gross misuse of Government health insurance schemes for the public. The supposed beneficiaries are supposed to be the poor. But recently I had a patient who wanted his surgery to be done free of cost under the Government health insurance scheme and he was in possession of the smart card. In reality,he was the owner of a multiplex in Malaysia and owned 2 multistorey apartments in Kuala Lumpur. When he was asked as to why he was awailing the scheme when he was affluent and could afford the surgery,he said" Why should I waste my money when the government gives it for free?"